Contingencies Explained: What Your Salem-Keizer Offer Protects
A contingency is a condition that must be met before your home sale becomes final. Inspection, financing, and appraisal contingencies are standard in Salem-Keizer offers, each giving you a limited window to renegotiate or walk away.
What Credit Score Do You Need to Buy in Salem or Keizer?
A credit score in the 500s or low 600s doesn't mean you can't buy a home in Salem or Keizer. Your loan type and down payment path look different than someone with a higher score, but homeownership isn't off the table.
Pre-Approved vs. Pre-Qualified: What Salem Buyers Need Before Touring
Pre-qualification is self-reported and unverified, while pre-approval is based on a lender's verified review of your income, assets, and credit.
Keizer vs. Salem: Which Is Actually Cheaper to Buy Into?
Comparing Keizer and Salem requires more than median prices. Learn how price per square foot, closing costs, and property taxes vary by specific neighborhood and taxing district, not just city lines.
Fixer-Upper or Move-In Ready in Salem-Keizer: True Costs
The lower-priced fixer-upper isn't always the cheaper option once you factor in Oregon's labor costs, renovation financing, and carrying costs during rehab. Learn how to run the actual numbers on two specific homes before writing an offer.
Do Salem-Keizer Buyers Still Have to Pay a Buyer's Agent?
Salem-Keizer buyers don't automatically pay their agent's commission out of pocket. Oregon requires a written buyer representation agreement before touring homes, but most transactions still involve the seller covering some or all of buyer-agent compensation. Here's how the new rules actually work.
Salem & Keizer Real Estate Market Report — January 2026
The Salem and Keizer housing market closed January 2026 with a median sales price of $444,995 — up 3.7% from a year ago — while days on market climbed to 94 and months of supply reached 3.9. Here's what those numbers actually mean if you're buying or selling this spring.
