Earnest Money in Oregon: What It Is and When You Could Lose It
Earnest money is your good-faith deposit showing a seller you're serious about buying. It's held by a neutral third party and credited toward your down payment at closing, but you can lose it if you miss written notice deadlines or try to back out for reasons not covered by contingencies.
How to Finance a Duplex, Fourplex or Apartment building in Salem & Keizer, Oregon
The loan product that works for your small apartment building in Salem depends entirely on unit count, not price. Two to four units stay in residential lending with FHA and conventional options. Five units or more require commercial financing.
Keizer vs. Salem: Which Is Actually Cheaper to Buy Into?
Comparing Keizer and Salem requires more than median prices. Learn how price per square foot, closing costs, and property taxes vary by specific neighborhood and taxing district, not just city lines.
Do Salem-Keizer Buyers Still Have to Pay a Buyer's Agent?
Salem-Keizer buyers don't automatically pay their agent's commission out of pocket. Oregon requires a written buyer representation agreement before touring homes, but most transactions still involve the seller covering some or all of buyer-agent compensation. Here's how the new rules actually work.
